ICSM's seasonal greetings and best wishes for 2022  Best wishes for Christmas and the New Year

ICSM's seasonal greetings and best wishes for 2022 
Best wishes for Christmas and the New Year

It has been a tough year but hopefully I find you all in good heart as we celebrate Christmas and enter the new year of 2022.

Whatever your views on the last few months and how the Government has handled the Covid crisis there is one outcome that we can all agree on: it’s been highly damaging to the economy. Plus the fallout has seen hundreds of firms go under every month with many more in serious financial trouble while others have thrived such as some online retailers and manufacturers of face masks for instance. 

At ICSM we monitor (with the help of our members) firms that are in trouble and are either liable to go into administration or are not paying their suppliers. Members can use our FREE legal letters which they can use online to chase up late payers and chase down long overdue invoices which have around an 80% success rate. (See how easy it is with this video: https://youtu.be/AIycysoFhYo.) There’s also our FREE micro debt service where small but written off invoices can be settled even if they are months or years overdue. And finally our debt collection service is led by Paul Carrotte who has successfully brought in tens of thousands of pounds for members this autumn alone - if you have a problem debt contact Paul on 0844 854 1850.

In this issue we have stories that illustrate the straightened times we live in from a rise in insolvencies to how the authorities have cracked down on fraudsters who have abused the Covid bank loans. Plus there is what I term the Runners and Riders section listing several industry sectors in which firms have gone bust this autumn.

It does all seem rather depressing with the Government’s Plan A, Plan B, Plan C and probably Plan Z - and their effects on business. From working from home to a lack of orders for many sectors and a general feeling of Covid fatigue caused by the restrictions - when will it end? However if there is one chink of light it is this - if your business can survive in the current climate, adapt and make the most of things and even flourish - then you will be fine when the economy finally gets back on its feet.

On that note of optimism may I take this opportunity to wish you a Merry Christmas and a Healthy and Prosperous New Year.

Seasons’ Greetings
Ian Carrotte
Proprietor of ICSM Credit

PS: Please note as part of our systems maintenance and upgrade to the new API, we will be carrying out a ‘Spring clean’ on old archived saved reports. All old reports saved prior to December 2019 will be deleted as they are obviously out of date. If anyone has a specific requirement to keep their ‘Old Reports’ in an archive, please let us know so that we can discuss.

For details about ICSM Credit call 0844 854 1850 or visit the website www.icsmcredit.com or email Ian at Ian.carrotte@icsmcredit.com

Tel 0844 854 1850 ___ Fax 01454 327 355
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